Life Insurance With Living Benefits at Life

Life Insurance With Living Benefits. Living benefits are offered before you die, and death benefits are offered. This is why life insurance with living benefits is worth the money.

This living benefit pays out a portion of your term life policy if you ever face a terminal illness. Well, you get the picture. Term life covers you for a specified period of time.

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Those benefits are called “living benefits.” they may come as optional life insurance riders, or some living benefits may be already built into a life insurance contract at no additional cost. Whole life is generally used for long term protection, such as final expenses, estate planning or to leave an inheritance. Those benefits are called “living benefits.” they may come as optional life insurance riders, or some living benefits may be already built into a life insurance contract at no additional cost. It gives you and your family financial flexibility when your family needs the money the most.